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0. Who We Are

This Privacy Policy is issued by KSD Inc., an Ontario corporation with its registered office at 4889 A Dundas Street West, Suite 3, Etobicoke, Ontario, M9A 1B2, Canada ("KSD Inc.", "we", "us"). It applies to all KSD products and services including Tabrows, TerraYap, MUB, and MemoAmmo (collectively, the "Services").

1. Introduction

KSD Apps ("we," "our," or "us") operates the KSD Apps website and provides software applications including Tabrows, TerraYap, MUB, and MemoAmmo (collectively, the "Services"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Services.

2. Information We Collect

We collect information that you provide directly to us when you:

• Create an account or register for our Services
• Make a purchase or subscription
• Contact us for support or inquiries
• Participate in surveys or feedback requests
• Use our applications and services

This information may include: name, email address, payment information, usage data, device information, and any other information you choose to provide.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Services
• Process transactions and send related information
• Send technical notices, updates, and support messages
• Respond to your comments and questions
• Monitor and analyze trends, usage, and activities
• Detect, prevent, and address technical issues and fraud
• Comply with legal obligations (including those under Canadian law)

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• With service providers who perform services on our behalf (e.g., payment processors, hosting services)
• To comply with legal obligations or respond to lawful requests
• To protect the rights, property, and safety of KSD Apps, our users, or others
• In connection with a merger, sale, or acquisition of all or part of our company
• With your consent or at your direction

5. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will delete or anonymize it.

7. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Access to the personal information we hold about you
• Correction of inaccurate information
• Deletion of your information
• Objection to or restriction of certain processing
• Data portability
• Withdrawal of consent

To exercise these rights, please contact us at ksdcontactus@gmail.com.

If you are located in the EEA/UK, we process personal data on the following legal bases, as applicable: consent, performance of a contract, compliance with legal obligations, and legitimate interests (such as providing and improving the Services and ensuring security). You have the right to object to processing based on legitimate interests and to withdraw your consent at any time where processing is based on consent.

8. Children's Privacy

Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own (including outside Canada, such as the United States). Where required, we rely on appropriate safeguards for such transfers, including Standard Contractual Clauses (and any applicable UK Addendum) and other permissible mechanisms under applicable law, and we take steps to ensure your information remains protected in accordance with this Privacy Policy and applicable law.

10. Third-Party Links and Services

Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of the Services after such changes constitutes your acceptance of the updated Privacy Policy.

12. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

KSD Inc.
Email: ksdcontactus@gmail.com
Address: 4889 A Dundas Street West, Suite 3, Etobicoke, Ontario, M9A 1B2, Canada
Website: https://ksdapps.com
YouTube: @KugelSoftware